VA Cash-Out Programs

- VA Streamline Refinance
  
  VA Streamline also known as (IRRRL) is setup to benefit veterans who would like to avoid getting appraisal and going through income verification to qualify for a rate reduction on an existing VA residence.
  
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- Purchase
  
  Honorably discharged veterans have the ability to use their benefits to receive a VA home loan. VA rates have been some of the most competitive rates available requiring no down payment, which makes it a great option for all military families.
  
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- VA Hybrid
  
  The VA Hybrid loan starts with an initial fixed period that allows the veteran the opportunity to take advantage of the lowest rates in the market. The hybrid program, being tied to the U.S. treasury index, along with the 1% rate caps per year, protect veterans over the life of the loan.
  
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The VA offers cash-out refinance programs that can provide up to 100% of your home’s equity. Homeowners often use cash-out refinancing for:

Home upgrades
Repairs
New kitchen or bathroom
School expenses
Decreasing debt
Paying off a second mortgage
And more

Ensure you have enough equity in your property to withdraw the amount you desire.

Note: If you live in Texas, cash-out refinancing with a VA home loan is not an option. However, there are alternative cash-out options available. If you’re interested, please contact us at (801) 871-3739.

Important: When you opt for a cash-out refinance, you will be re-qualifying for your VA loan and will be required to pay the VA funding fee again, unless you have a VA disability rating.

VA Streamline Refinance

Purchase

VA Hybrid