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Click here to apply for a VA loan

The VA Home Loan Program offers unique benefits that are not available to regular homeowners, providing veterans with exceptional rates and zero out-of-pocket expenses at closing, thanks to a trusted loan program backed by the VA.

Key Advantages of VA Loans:

    • 100% Financing: VA loans allow for full financing with no money down at closing.
    • No Minimum Credit Score: The VA does not impose a minimum credit score requirement.
    • Funding Fee Waiver for Disabled Veterans: Veterans with disabilities can waive the VA funding fee.
    • Streamlined Refinancing (IRRRL): No appraisal is needed, and employment income verification is not required unless payments increase by more than 20%.
    • Energy Efficiency Loan: Access up to $6,000 to enhance your home’s energy efficiency.

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